SDDS Dental School Loan Forgiveness Program




Second District Dental Society (SDDS) has kicked off year three of its Dental School Loan Forgiveness Program. The program was established by the Board in 2016, recognizing the increasingly troublesome and well documented dental school loan debt problem experienced by our younger dentists who are just starting out in practice. The program was created to help lighten the load for some deserving new dentists who have chosen to call Brooklyn or Staten Island their professional home. In 2017, four young dentist members received grants totaling $37,500. In 2018, ten recipients received grants totaling $100,000.


SDDS has always been on the forefront of providing assistance to new graduates in areas that count. We continue to underwrite the graduate student membership dues for over 200 hospital residents in our district. We make available over two dozen continuing education courses to those same residents tuition free. Residents are also invited to learn and socialize with other SDDS members at our SDDS and Richmond County Dental Society membership meetings free of charge. Special social events with programmatic topics designed specifically for them are presented during the year.


In this its third year, the Loan Forgiveness Program will provide for several awards to deserving new dentists in amounts up to $10,000. Once again, the program is open to all newly-licensed dentists who have had their licenses five years or less, completed their residency programs, are full paid active members of SDDS and organized dentistry and have more than $50,000 in documented dental school loan debt. The award is a one-time grant. Past recipients may reapply in subsequent years and are eligible to receive up to three awards as long as they meet current program criteria. The grants are paid directly to the loan provider on the awardee’s behalf.


The application, which may be found at:, asks candidates to fill out demographic information, send dental school transcripts and complete three essays that will distinguish themselves to the program committee. The application also asks the applicant’s current Brooklyn / Staten Island employer(s) to complete a directed recommendation form to illustrate the candidate’s character and leadership skills and commitment to the Brooklyn – Staten Island area.


The application period for this year’s program opened on January 1, 2019 and will close on March 31, 2019. The Loan Forgiveness Program Committee through its program consultants, International Scholarship and Tuition services (ISTS), will sort through the completed applications and select the 2019 recipients for presentation to the SDDS Board for final approval. The awardees will be notified by the end of April 2019.


So, if you are a new dentist who has been licensed for five years or less, have completed your residency, are practicing the majority of the time in Brooklyn and/or Staten Island, have more than $50,000 in dental school loan debt, are a paid active member of the SDDS and would like to pay up to $10,000 less to your loan provider, please complete an application at by March 31, 2019. It is our sincere hope that you will be one of the selected award recipients!